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Discover what it takes to retire early and live your dream lifestyle anywhere in India

Lean FIRE

Annual expense

₹21.99 L

Required net worth

₹6.28 Cr

(@ 3.5% withdrawal)

Annual expense breakdown

Lifestyle summary

Minimalist Lifestyle

A frugal lifestyle focused on essential needs with basic comforts.

Key Highlights:
1-2 domestic trips per year in economy class
Public transportation or budget car ownership
Children attend government or affordable private schools
Basic healthcare coverage with some out-of-pocket expenses
Simple home-cooked meals with occasional dining out
Limited entertainment and recreation activities
Basic savings for children's education
DIY household maintenance and minimal staff

Comfort FIRE

Annual expense

₹79.69 L

Required net worth

₹22.77 Cr

(@ 3.5% withdrawal)

Annual expense breakdown

Lifestyle summary

Comfortable Lifestyle

A balanced lifestyle with good quality of life and reasonable luxuries.

Key Highlights:
Part-time domestic help for household chores
2-3 domestic trips and 1 international trip per year with reasonable luxuries
Mid-range car with occasional upgrades
Children attend good private schools
Comprehensive healthcare with premium coverage
Mix of home-cooked and restaurant meals
Regular entertainment and recreational activities
Good savings for children's higher education

Fat FIRE

Annual expense

₹2.37 Cr

Required net worth

₹67.84 Cr

(@ 3.5% withdrawal)

Annual expense breakdown

Lifestyle summary

Luxury Lifestyle

A premium lifestyle with high-end comforts and extensive luxuries.

Key Highlights:
Multiple household staff including full time nannies
3+ domestic and 2+ international trips in luxury hotels & business class flights
Luxury car ownership (BMW, Mercedes, etc.)
Children attend international schools with plans to do undergrad in US
Comprehensive healthcare with concierge services
Fine dining experiences and premium food choices
Extensive entertainment, hobbies, and recreational activities
Investment in luxury real estate

Annual expenses by city and fire tier

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